:root {
  --navy: #073763;
  --blue: #1a6bcc;
  --ink: #1a2332;
  --muted: #4a5568;
  --line: #dfe7f1;
  --soft: #f6f8fb;
  --white: #ffffff;
  --ok: #1d7a3b;
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Inter, Arial, Helvetica, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
}

a {
  color: inherit;
  text-decoration: none;
}

.top {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(7, 55, 99, .94);
  border-bottom: 1px solid rgba(255, 255, 255, .14);
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 22px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #fff;
  font-weight: 700;
}

.brand img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}

.links {
  margin-left: auto;
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.links a {
  color: rgba(255, 255, 255, .75);
  font-size: 14px;
  font-weight: 600;
}

.links a:hover {
  color: #fff;
}

.hero {
  position: relative;
  min-height: 430px;
  display: flex;
  align-items: flex-end;
  background: var(--navy);
  overflow: hidden;
}

.hero img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: brightness(.42) saturate(.85);
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(7, 55, 99, .92), rgba(7, 55, 99, .46));
}

.hero-inner {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 1120px;
  margin: 0 auto;
  padding: 86px 24px 70px;
}

.eyebrow {
  color: rgba(255, 255, 255, .72);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
}

h1 {
  max-width: 820px;
  margin: 12px 0 16px;
  color: #fff;
  font-size: 52px;
  line-height: 1.08;
  letter-spacing: 0;
}

.lead {
  max-width: 720px;
  margin: 0;
  color: rgba(255, 255, 255, .82);
  font-size: 18px;
}

.wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 72px 24px;
}

.intro {
  max-width: 820px;
  margin-bottom: 34px;
}

.intro h2,
.section h2 {
  margin: 0 0 12px;
  font-size: 30px;
  line-height: 1.18;
  letter-spacing: 0;
}

.intro p,
.section p {
  color: var(--muted);
  margin: 0 0 14px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  background: #fff;
  min-height: 100%;
}

.card h2,
.card h3 {
  margin: 0 0 10px;
  font-size: 20px;
  line-height: 1.25;
  letter-spacing: 0;
}

.card p {
  margin: 0 0 14px;
  color: var(--muted);
  font-size: 15px;
}

.card a,
.text-link {
  color: var(--blue);
  font-weight: 700;
}

.bands {
  display: grid;
  gap: 22px;
}

.section {
  border-top: 1px solid var(--line);
  padding-top: 28px;
}

.two {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.list {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}

.list li {
  padding-left: 22px;
  position: relative;
  color: var(--muted);
}

.list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 10px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--ok);
}

.answer-box {
  border: 1px solid #b9d5f5;
  border-radius: var(--radius);
  background: #eef6ff;
  padding: 24px;
  margin-bottom: 34px;
}

.answer-box p {
  margin: 0;
  color: #24445f;
  font-size: 17px;
}

.cta {
  margin-top: 40px;
  padding: 28px;
  border-radius: var(--radius);
  background: var(--navy);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.cta h2 {
  margin: 0 0 6px;
  font-size: 24px;
}

.cta p {
  margin: 0;
  color: rgba(255, 255, 255, .72);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 6px;
  padding: 11px 18px;
  background: #fff;
  color: var(--navy);
  font-weight: 800;
  white-space: nowrap;
}

.foot {
  background: var(--soft);
  border-top: 1px solid var(--line);
}

.foot-inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 30px 24px;
  display: flex;
  justify-content: space-between;
  gap: 18px;
  color: var(--muted);
  font-size: 14px;
}

.foot a {
  color: var(--blue);
  font-weight: 700;
}

@media (max-width: 880px) {
  h1 {
    font-size: 38px;
  }

  .grid,
  .two {
    grid-template-columns: 1fr;
  }

  .cta,
  .foot-inner {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 620px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
  }

  .links {
    margin-left: 0;
  }

  h1 {
    font-size: 32px;
  }

  .wrap {
    padding: 52px 18px;
  }
}